Scale up to larger volumes with lower treasury risks.
Start and scale with the safest financing infrastructure on the market.
Powering the next generation of companies
Your challenge
As a fast-growing company you don’t want to slow down on growth.
Running a marketplace in B2B often implies cash shortage issues, due to matching smaller vendors with bigger clients. You need an invoice financing solution that aligns with your model. Traditional lenders offer paper-based solutions that won’t really match your speed, while new API-only solutions can lack the guarantees your financial team asked for, or the documentation your tech team is expecting.
Our solution
Automatic and instant invoice financing.
Embed our invoice financing services into your product in a couple hours, and make payment delays work for you.
When payments go fast, business goes fast
+25%
client acquisition rate
+35%
supply retention rate
+40%
business volume (GMV)
100%
guaranteed payments
Turn payments terms to your own advantage
Close more deals.
Reach high-ticket clients with payment terms you couldn’t afford before.
Get a stickier supply network.
Incentivize your vendors to stay around with instant payments.
Grow without cash shortage.
We advance vendors until clients pay your bills.
We cover the highest risk levels, so more of your invoices can get financed
Invoices get financed at 100%
Contrarily to market practice (financing around 90%), Aria finances every invoice entirely.
European coverage
Aria is compliant with the most strict billing procedures and can be deployed all across Europe.
Alternative lending guarantees
Our infrastructure offers extensible solutions to finance all your invoices, even when rejected by lenders.
Aria is safe to embed and easy to implement
API Sandbox
Setup the whole integration process in a safe test environment.
Clear and complete documentation
Our API guides are frequently reviewed and updated
Custom webhooks
Automate notifications for specific events and make Aria match your billing procedures.
Want to enable instant payments into your product?
Start with a POC. Scale on your terms.
Adapt your usage of Aria as you scale your business.
Start
Make your first financing requests and assess the value of our lending services through AriaLendboard.
Start is available via Dashboard. Risk assessment is made for every new invoice, client and vendor.
Designed for
CEOs, growth and sales teams (Go-to-market)
that are ready to scale.
Finance teams
looking for the safest financing infrastructure to offer these payment terms at a larger scale.
Features included
1 Admin acount
+ 2 free seats (active users)
Instant loan requests through our dashboard
response within 12 hours
Up to 999 invoices / month
KYC for each client and vendor
Requests status, statistics and parameters
Scale
Setup embedded invoice financing at company level and watch your sales growth escalate via AriaConnect.
Scale is available as a white-label or branded API integration. Risk assessment is made ahead of contract, based on clients, vendors and average GMV calculations.
Designed for
CEOs, growth and sales teams
that express the need to accelerate growth and want to introduce BNPL via a proof-of-concept.
Finance teams
looking for a B2B financing solution that they can try themselves first, before approving it in front of the board.
Developers
in charge of implementing an embedded financing system within their product’s code.
Features included
White label service
Embed our white label service into your product. Cover your activity in full or in part.
Branded integration
Offer your clients the option of using Aria’s financing service.
Dedicated pricing proposal
From 100 invoices / month or 150 000 € / month
API-based service to embed into your product.
API Sandbox to conduct implementation in a safe mode.
Documentation and guides to manage implementation successfully.
StaffMe grows its NPS score by 0.8 by integrating Aria into its product dedicated to freelancers.
Our sales team is always available to answer your questions.
Want to enable instant payments into your product? Start with a POC. Scale on your terms.